Services

Business Term Loan

Enhance your cash flow and improve your business operations with a Business Term Loan of up to $500,00 and for up to 5 years

Cash out/Equity Loan

Suitable for those who wish to obtain additional funds from a property. The bank will assess the property and grant the loan accordingly.

Business Loan for Professionals

Suitable for companies that are licensed or governed by professional bodies and where the firm requires specialised qualifications

Microloan/SME Loan

Gain access to funding for purchase of machinery or working capital needs with a Microloan of up to $100,000. Suitable for local SMEs with less than 10 employees

Mortgage & Refinance

Save money on your monthly instalments through mortgage plans with low and competitive interest rates and by refinancing to plans with lower interest rates

Industrial & Commercial Property Loan

Attractive financing for Industrial & Commercial properties at up to 75% of the property’s market value that will cater to your needs and requirements

Working Capital Loan

Get funding of up to $300k from a Singapore government-assisted working capital loan scheme for your cash flow concerns and business expansion with low interest rates

Invoice Finance/Factoring

It releases cash currently tied up in outstanding customer invoices. Ideal for funding expansion plans or improving your cash flow.

Overdraft facilities (OD)

Overdraft facilities allow you to withdraw more funds than what you have currently in your account, without any complicated formulas or rigid repayment terms

Letter Of Credit

A major payment method in international trade because it benefits both parties in transaction

Unsecured Loan

Unsecured loans refer to loans that borrowers can obtain without pledging any form of assets e.g. Business Term Loans, Enterprise Singapore’s Working Capital Loans and LEFS Microloan Scheme.

Short Term Loans

Hire Purchase commercial vehicle & equipment is a financing arrangement whereby the bank finances your purchase of equipment and commercial vehicles used for business operations.