The Temporary Bridging Loan Programme (TBLP) provides access to working capital for business needs. As announced at Supplementary Budget 2020, eligible enterprises may borrow up to $5 million under the TBLP, with the interest rate starting from 2.5% per annum onwards, from Participating Financial Institutions (PFIs). The Government will provide 90% risk-share on these loans.

There are 16 financial institutions(FIs) participating in this programme. Credit criteria & interest rate are different for all banks.

Eligible enterprises under the TBLP may also apply for up to 1 year deferral of principal repayment to help manage their debt, subject to assessment by the PFIs.

The TBLP started in March 2020, and is available until 31 March 2021. Interested enterprises can apply through Bizsquare.

Click HERE to submit your loan enquiry now !


  • Maximum Loan Quantum up to S$5 Million
  • Tenure up to 5 years
  • No Collateral
  • Interest rate start from 2.5% p.a onwards
  • Government risk sharing with banks on loan default


The borrower is responsible to repay 100% of the loan amount. When defaults occur, the PFIs are obligated to follow their standard commercial recovery procedure, including the realisation of security, before they can make a claim against Enterprise Singapore for the unrecovered amount in proportion to the risk-share.


  1. Be a business entity that is registered and physically present in Singapore
  2. At least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership
  1. Must be Singapore registered SME company and at least 1 years in business
  2. Annual turnover $100K and more
  3. Group employment size size of not more than 200 employees
  4. Minimum 30% shareholding by Singaporean or Singapore PR

1. Call and meet our consultants for professional advice.

2. Bring the following supporting documents for the meeting;

  • Bank Statement
  • Financial statements
  • Personal income tax assessment of owners and directors