Submit Loan Enquiry

Privacy Policy

Privacy Policy

Effective Date: 09/09/2025

1. Introduction

Welcome to SGSMELOANS (operated by Bizsquare Management Consultants Pte. Ltd.). We are committed to protecting your privacy and handling your personal data responsibly. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage with our services.

2. Personal Data We Collect

  • Contact Information: Name, email, phone number (when you fill out inquiry or application forms).

  • Business & Financial Data: Company name, business registration details, financial statements, NRICs of directors or guarantors, bank statements, contracts, invoices, and similar data used for loan assessment.

  • Usage Information: Data from website interactions, such as page views or form submissions.

3. How We Use Your Data

We may use your information to:

  • Assess eligibility and recommend suitable loan solutions.

  • Contact you regarding inquiries, documentation, and loan approvals.

  • Enhance our services and improve communication and marketing (only with your consent).

4. Legal Basis for Processing

  • Contractual necessity: To fulfill our consultation and service agreement, including eligibility checks and loan facilitation.

  • Consent: For marketing communications or other optional purposes, with your explicit opt-in.

5. Data Sharing & Disclosure

We may share your information with:

  • Partner banks, financial institutions, and private funders involved in financing.

  • Government agencies such as Enterprise Singapore for government-backed loan programs.

  • Third-party service providers (e.g., cloud hosting, analytics, secure storage) under confidentiality agreements.

We will never sell your personal data to unrelated third parties.

6. Data Security & Retention

  • We apply reasonable technical and organizational measures (e.g., encryption, secure servers) to protect your data.

  • Personal data is retained only as long as necessary for the purposes stated or as required by law.

  • Once no longer needed, data will be securely deleted or anonymized.

7. Cookies & Tracking

Our website may use cookies or similar technologies to enhance your experience. Cookies help us remember preferences and analyze website traffic. You may disable cookies via your browser settings.

8. Your Rights

Under Singapore’s Personal Data Protection Act (PDPA), you have the right to:

  • Request access to your personal data.

  • Request correction of inaccurate data.

  • Withdraw consent to data usage where applicable.

  • Lodge a complaint if you believe your privacy has been compromised.

To exercise these rights, contact us at admin@sgsmeloans.com.sg or call +65 9183 4413.

9. Third-Party Links

Our website may include links to external websites. We are not responsible for their privacy practices. Please review their policies separately.

10. Children’s Privacy

Our services are not directed to minors. We do not knowingly collect personal data from individuals under the age of 18.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any material changes will be posted on our website with the updated effective date.

12. Contact Us

If you have any questions or concerns regarding this Privacy Policy, you may contact us at:

Bizsquare Management Consultants Pte. Ltd.
62 Ubi Road 1, Oxley Bizhub 2 #08-06, Singapore 408734
Email: admin@sgsmeloans.com.sg
Phone: +65 9183 4413